Verticalized receivables finance · FCI-aligned rails

Same-day funding. Not the bank's version.

Quaystoneis same-day funding for the small and mid-sized businesses the banks reject — priced off your buyer's credit, wired before your next business day.

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How it works

Three steps. From invoice in to cash out — same day.

The invoice on your desk is already an asset. We treat it that way — priced by the buyer's credit, the document trail, and the pattern your industry actually runs on.

  1. 01

    Send us the invoice you already issued.

    Upload the PDF (or forward the email). We read the buyer, the amount, and the payment terms.

  2. 02

    Get an indicative offer in a few hours.

    We price your invoice off your buyer’s credit — not a generic small-business score.

  3. 03

    Sign and we wire same-day cash.

    One e-signature, then ACH lands before the next business day. Your customer pays when they pay.

Why Quaystone

Built around what the banks aren't doing.

Three advantages that compound — payout speed, underwriting depth, and clean cross-border settlement through our trade-credit-insurance partners.

Get an offer
Same-day payout.
Wire before your next business day on cleared invoices; next-business-day ACH on the rest. No 30- or 60-day wait.
Verticalized underwriting.
Industry-specific models price the receivable against the buyer’s credit and the document trail — not against your credit score.
Clean cross-border settlement.
Through Allianz Trade, Coface, and Atradius on FCI-aligned rails — one currency, one settlement, no chain-split.